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About us

Let's embark on the journey of how it all started

Our pledge to excellence in providing personalized mortgage solutions for your unique path to financial success and homeownership.

Get in touch

Our Story

John Berukoff
Owner/Broker

Explore our comprehensive range of mortgage solutions tailored to meet your unique needs. From first-time homebuyers to seasoned investors, we have the perfect loan program for you. With an average of more than 10 years of experience serving California homebuyers, our expert Loan Officers will help you find the perfect mortgage solution for your unique situation.

14 days

Avg. Closing Time

100+

Happy customers

15+

Years of mortgage experience

Process overview

Our simple home loan process

1
Pre-Approval

Share your financials to see how much you can borrow and at what rate.

2
Loan Application

Find a home within your budget and formally apply for a mortgage.

3
Lock Rate

Secure a fixed interest rate for your mortgage during the lock-in period.

4
Loan Processing

The lender verifies your details and appraises the property.

5
Underwriting

The underwriter reviews your application to decide loan approval.

6
Closing

Sign final documents, pay closing costs & officially own your new home.

Our presence

Licensed & Serving Californians to Get Hassle-Free Mortgages

Our team

Meet our team of mortgage experts

John Berukoff
Owner & LO  |  NMLS #1688718
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Benjamin Fred Prohoroff
MLO-Retail Accounts  |  NMLS #1948214
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Andrew Martinez
MLO-Retail Accounts  |  NMLS #1122998
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Giovanni Cruz Santos
MLO  |  NMLS #2149154
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Joe Nguyen
MLO  |  NMLS #1021460
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Take your first step towards your home loan journey

Get a free quote
No impact on credit score
No hidden costs
No documents required